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The Many Benefits of
Travel Protection Plans
Many people purchase insurance thinking I want full coverage
and once I get it I will be covered for every event that may become of my
vehicle. But then they begin to question if every type of incident is covered
with full coverage.
Some events that people question if they are covered for are:
if my car breaks down what about towing costs or if I need a rental car does the
insurance company pay?
Towing service and rental service is not an automatic service that you are
covered for but it can be easily added to a new policy purchase or during the
renewal process.
There are many benefits for you with the travel protection plan that is offered
with auto insurance policies.
First of all this optional coverage does not cost you
anything more on your initial down payment. That's right, nothing extra on your
down payment. Whether you decide to add it or not you still pay the same down
payment. This service is 100% financed into your monthly payments and for so
much coverage the cost is very small!
The benefits for you are these:
If you are in an accident or if your car just breaks down, this service will
reimburse you for towing service up to $50 each time you use it! If you need to
be towed multiple times during your term no problem, you can use this towing
plan as much as you need it. You are not required to use just one company
either; you are able to use any company you wish.
Another benefit is that if your vehicle is disabled due to an accident or is
stolen, you will be reimbursed for rental expenses up to $25 a day for as long
as 10 days! If you are traveling, for example visiting family and are 250+ miles
from home, this plan will also reimburse you for up to 5 days to get home at $25
a day. Again you may use any company you wish for your rental. In addition any
personal effects in a rental car that may be stolen or are lost due to fire in a
rental car will be covered up to $300.
Many people, during their busy day, find themselves accidentally leaving his or
her keys in their car just as they close the door. Normally one panics and
wastes time trying to find a way to break into their own car or calling for some
to come bring that extra key from home. Most likely you still end up calling a
locksmith to unlock the car and you won't be getting that money back. The travel
protection plan saves you because it will reimburse you up to $25 for lock out
service if this happens to you.
If you are unfortunate enough to be in an accident that requires you to be taken
to a hospital, this plan is also helpful. When an ambulance is sent out to the
accident site, you have to pay a service fee but the plan will reimburse up to
$100 for this situation.
The final benefit worth mentioning is the bail bond service it provides. This
plan will reimburse for up to $10,000 of bond expense if you are in a situation
that would cause you to be incarcerated due to traffic violation. You may think
you never get in trouble, but what if you were pulled over for driving with a
suspended license because you failed to pay that old parking ticket you had
forgotten about? Or what if you had a glass of wine at a nice restaurant and was
stopped and considered to be over the local legal alcohol limit? You are not a
criminal, but things like this sometimes do happen. If any of these examples
occur, it is nice to know that you may be covered for bond service!
For just approximately 16 cents a day per car you can get all these great
benefits. Peace of mind is also one of your greatest benefits from this plan.
Again, your down payment will not go up at all! Why would you want to pay for
any of these expenses and not get reimbursed? If any of these situations happen
someone has to pay. It is either you or your insurance company so why not
purchase this plan and have them pay.
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